The July 2026 scorecard for Coronado: typical value $2,538,108 (ZIP 92118), month over month +0.88%, year over year +6.0%. The regional gauge finished the month at “Leans sellers” (42/100).
The month in brief
- Homes for sale: 140 in ZIP 92118, higher than 135 a year earlier.
- Price cuts: 22% of listings, against 20% the month before.
- Market temperature: 45 out of 100 (higher means more competition), against 46 the month before.
- Mortgage rates: the Freddie Mac 30-year averaged 6.54% in July 2026, against 6.49% the month before.
If you are buying
- Shoppers had more homes to see than a year ago.
- At the month’s average rate of 6.54%, the principal and interest on a typical $2,538,108 home with 20% down is near $12,890 a month.
If you are selling
- Reductions on 22% of listings say something about pricing: aim close to the market from day one.
- Averages cannot see your home’s condition or view. A personal report can.
These numbers describe the recent past across a wide area. They are not a valuation of any one home and they do not predict what comes next. For your own street, ask Rudy for a personal report.